Terms & Conditions

Welcome to M INNOVATION's Platform and the "Terms and Conditions" that govern its usage. M INNOVATION ("Inflectiv" or the "Advisor") serves as a platform where emerging and prospective blockchain-focused enterprises can showcase their business concepts and access AI services. These Terms and Conditions (the "Terms") shall be considered a legally binding agreement between M Innovations, a company incorporated and duly existing under the United Arab Emirates, and the User ("You" or "Your") who accesses or uses the Platform as defined below.

By setting up, logging into, and/or using your account on our platform, available via INFLECTIV (the "Platform"), and by utilizing any of our services made available on the Platform, you hereby agree (i) to become a party to this agreement (the "Agreement") and (ii) that your counterparty is INFLECTIV. You will hereinafter be referred to as "you" and/or the "User". The User and INFLECTIV will each individually be referred to as a "Party" and collectively as the "Parties" to this Agreement.

SERVICES

Overview of Services

M Innovation ("INFLECTIV" or the "Advisor") offers a platform for decentralized artificial intelligence applications designed to facilitate user interaction with AI tools and services. We reserve the right to modify, suspend, or discontinue the services, or any part thereof, at any time without prior notice (the "Projects"). These Projects are made available for users ("You" or the "User") of the platform. Through this platform, INFLECTIV offers peer-to-peer services that allow Users to discover and engage with various projects.

Furthermore to the above, Inflectiv provides a unified platform offering, among other features, dataset creation and hosting, artificial intelligence agents, application programming interfaces (APIs), credit-based usage of services, and a digital marketplace. Certain features, including tokenisation or Web3-related functionalities, are optional and available only wherever enabled by the user.

Functionality and Interaction

By utilizing the platform, you understand that INFLECTIV is not responsible for executing purchases, the Platform merely facilitates interactions between Users and Projects, and INFLECTIV does not have custody of the funds involved in these transactions. At no point does INFLECTIV control your funds.

If you are using the Platform or Services on behalf of a third party, such as an employer or business entity, you confirm that you are authorized to act on behalf of said party, and that this party acknowledges and accepts these Terms.

User Responsibilities and Third-Party Services

INFLECTIV does not assume any responsibility for verifying the identity, legitimacy, or authenticity of Projects. You are fully responsible for conducting your due diligence before engaging with any third party on the platform. INFLECTIV makes no representations regarding the legitimacy or authenticity of any Projects, Users, or Services available on the Platform.

Please note that any third-party services (such as wallet providers) are not controlled or provided by INFLECTIV. Therefore, INFLECTIV will not be liable for any failure, non-performance, damages, or losses related to the use of these third-party services. You should carefully read and understand the terms and conditions provided by any third-party service providers.

USER RESPONSIBILITIES AND THIRD-PARTY SERVICES

By accessing the INFLECTIV Platform or by communicating with other Platform Participants, you agree to:

ensure at all times that information about you, provided by you or generated by you (i.e., your Content) is true, accurate, current, complete and not misleading; and
promptly comply with INFLECTIV's request for specific action(s) or additional information.

You are responsible for all activities that occur under your account. INFLECTIV may revoke your access to the INFLECTIV Platform and Services at any time it determines that (a) you fail to fully comply with the foregoing obligations or with any provision of these Terms of Services, or (b) your action or inaction on the INFLECTIV Platform or in connection with the Services is inconsistent with INFLECTIV's mission to ensure transparent, compliant and good faith activities on the INFLECTIV Platform, including the maintenance of high standards of commercial conduct and integrity in relations to Offerings.

Specific User Obligations

By accessing and utilizing the Platform, you hereby agree and undertake to provide accurate, complete, and up-to-date information during the registration process, ensuring that all data submitted is truthful and reflective of Your current status. You further agree to use the Platform in full compliance with all applicable laws, regulations, and statutory requirements governing Your use of the Platform and the services provided therein. In addition, you acknowledge and accept the obligation to adhere to the terms, conditions, and policies governing any third-party services that You may engage with through the Platform, including, but not limited to, digital wallet providers and blockchain networks. You expressly undertake not to engage in any activity that is fraudulent, unethical, illegal, or that otherwise violates the integrity of the Platform or the services offered. Any such conduct may result in immediate termination of access to the Platform and potential legal consequences, subject to the applicable laws.

Each User retains all right, title, and interest in and to any data sets, content, information, or other materials uploaded to, generated on, or otherwise made available through the Platform by such User (collectively, the "User Datasets").

By uploading, submitting, or creating any User Dataset on the Platform, the User hereby grants Inflectiv a non-exclusive, worldwide, perpetual (for so long as the User Dataset is retained on the Platform), royalty-free, sublicensable (solely to permitted users and service providers, as applicable), and transferable license to host, store, secure (including by encryption), index, process, use, reproduce, display, and make available such User Dataset, strictly to the extent necessary for the operation, maintenance, support, and provision of the Platform and related services.

Such license shall continue for the duration that the relevant User Dataset is hosted on the Platform and shall survive deletion or termination to the extent required to comply with applicable laws, regulations, accounting requirements, dispute resolution obligations, backup retention policies, or other legitimate technical or operational requirements.

Third-Party Services

The Platform may facilitate interaction with, or integration of, third-party services, including, but not limited to, digital wallets and blockchain networks. It is expressly understood that INFLECTIV bears no responsibility or liability for the performance, functionality, security, or any actions or omissions of such third-party providers. You acknowledge that Your relationship with third-party providers is governed by separate terms and conditions established by such providers, and it is Your sole responsibility to review, understand, and comply with the terms of any third-party services prior to utilizing them in connection with the Platform. INFLECTIV makes no representations or warranties regarding the availability, reliability, or security of third-party services, and any disputes arising from the use of such services shall be resolved between You and the respective third party, without recourse to INFLECTIV.

Due Diligence

You acknowledge and agree that INFLECTIV does not conduct any due diligence, vetting, or verification processes with respect to the third-party services, Projects, or blockchain offerings listed or otherwise made available on the Platform. The responsibility for evaluating the legitimacy, authenticity, and legal compliance of any Projects, or related offerings rests entirely with You. You are advised to conduct thorough due diligence and obtain independent legal, financial, or other professional advice before engaging with any Projects presented on the Platform.

INFLECTIV expressly disclaims any liability arising from or related to Your reliance on the information, services, or offerings of third parties accessible through the Platform.

When using our INFLECTIV Platform and Services, you are promising not to violate the Community Rules of INFLECTIV as described below. Aside from your Content, all information, documents and Services provided on this INFLECTIV Platform, including trademarks, logos, graphics and images (the "Materials") are provided to you by INFLECTIV or other Platform Participants. Except as expressly stated herein, you acknowledge that you have no right, title or interest in or to the Materials. Furthermore, with regard to the Offerings found on the INFLECTIV Platform, you shall not use related Content for any purpose other than seeking capital or assessing a potential investment opportunity.

Furthermore, you cannot have any expectation that INFLECTIV evaluates, confirms, endorses, or otherwise stands behind any Content provided by any User, Investor, or Issuer. You may not treat nor rely on any email or other information you receive as a result of your access to the Services as a representation of any kind by INFLECTIV. INFLECTIV is not qualified to provide legal, accounting, tax, or investment advice, and no information provided to you by INFLECTIV, its staff or its affiliates, can be so construed.

Access to APIs is subject to usage limits, technical restrictions, and acceptable use requirements. Inflectiv may suspend or restrict access for excessive usage, security risks, or misuse, including attempts to reverse engineer, scrape, or bypass technical safeguards. Unless expressly agreed under an enterprise arrangement, APIs are provided on an "as is" basis without service level commitments.

By using our INFLECTIV Platform and our Services, you agree and acknowledge in each instance that INFLECTIV is not an agent or otherwise a responsible entity for any matter whatsoever with respect to any investment between an Investor and an Issuer. INFLECTIV shall not be held liable to any party for any costs or damages arising out of or related to such transaction. Unless otherwise required by law, INFLECTIV retains sole discretion to reject or accept any application from any Issuer or Investor to participate on the INFLECTIV Platform, for any reason or no reason at all.

Platform Participants' Obligations to Act Responsibly

Promises made by each User.

You are making the following promises:

Requirements to Use the INFLECTIV Platform and Services:

That you have the right, authority, and capacity to agree to the Terms on your own behalf and on behalf on any entity for whom you are acting for and to abide by all of the terms contained herein, and that if any aspect of your participation in INFLECTIV violates provisions of the law to which you or an entity you are acting for are subject, you (and, if applicable, such entity) will immediately cease using the Services and close your account;
That you are at least 18 years old;
That you shall not use a false name or email address owned or controlled by another person with the intent to impersonate that person or for any other reason;
That you shall not use a name that is subject to any rights of a person other than yourself without appropriate authorization;
That you will not use the INFLECTIV Platform for any commercial matter not otherwise authorized by INFLECTIV;
That you shall not make multiple accounts;
That you shall be solely responsible for maintaining the confidentiality of your password;
That you will update your registration information with INFLECTIV, as needed, so that it remains true, correct and complete; and
That you will conduct yourself in a professional manner in all your interactions with INFLECTIV and with every User of the INFLECTIV Platform or Services.
Credits made available through subscriptions or purchases represent a right to access and use platform services and do not confer ownership of any underlying datasets, models, or intellectual property. Unless expressly stated otherwise, credits are non-refundable, may expire, and are subject to change in pricing, allocation, or usage rules at Inflectiv's discretion.

Requirements Related to Issuers' Content on INFLECTIV Platform:

That you will only provide INFLECTIV with Content that you have a right to provide to INFLECTIV and to allow INFLECTIV to display through the Services; and that you understand that any other Content you find on or through INFLECTIV is the sole responsibility of the person who provided such Content;
That you have adequate rights to all copyrights, trademarks, trade secrets, intellectual property or other material provided by you for display by INFLECTIV;
That you understand that your Content may be republished and if you do not have the right to submit Content for such use, it may subject you to liability, and that INFLECTIV will not be responsible or liable for any use of your Content by INFLECTIV in accordance with the Terms;
That you understand that any false, incomplete or misleading information you post about an Issuer or an Offering may result in serious civil and criminal liability for yourself and/or the Issuer;
That you will be solely responsible for complying with applicable law regarding any Offering you participate in or interact with; and
That you will obtain such professional advice as is appropriate to protect your interests, including legal, accounting, tax and other advice.
Where users participate as creators or purchasers in the Inflectiv marketplace, Inflectiv may charge a platform service fee of fifteen percent (15%) on applicable transactions, with the remaining eighty-five percent (85%) payable to the creator, subject to applicable taxes, payment processing fees, and compliance requirements.

Requirements Related to Investors on the INFLECTIV Platform:

That you are not relying on INFLECTIV to, and that you understand that we do not, endorse, support, represent or guarantee the completeness, truthfulness, accuracy or reliability of any Content or communications posted via the Services;
That you understand that by using the Services, you may be exposed to Content that may be offensive, harmful, inaccurate or otherwise inappropriate, and that you have no claim against INFLECTIV for any such material;
That you understand that the Service may include advertisements or other similar items, which may be related to Content, queries made through the Services, or other information, and you have no claim against INFLECTIV for the placement of advertising or similar content on the Services or in connection with the display of any Content or other information from the Services;
That you will use your own judgment, conduct your own due diligence and seek any legal, financial, tax, accounting and other professional advice that may be appropriate before making any decision to invest;
That you can tolerate the risk of losing any amount you invest through the INFLECTIV Platform; and
That you have reviewed and understand the risks and terms of any investment you commit to make through the INFLECTIV Platform.

PARTICIPATION IN PLATFORM INTERACTIONS

Blockchain Interactions

All transactions carried out through the Platform, including but not limited to the transfer of tokens or other assets, are executed via smart contracts deployed on various blockchain networks. The User acknowledges that, upon execution, INFLECTIV relinquishes any control over such smart contracts and is not responsible for the actions, omissions, or performance of the Projects or the smart contracts themselves. INFLECTIV makes no representations or warranties concerning the efficacy, reliability, or performance of any smart contracts utilized in connection with the Platform, and the User agrees to hold INFLECTIV harmless from any consequences that may result from such interactions.

Inflectiv may, at its discretion, allocate portions of platform revenue toward operational costs, ecosystem initiatives, incentive programs, or token-related mechanisms. Nothing in these Terms creates any entitlement, expectation of profit, dividend, or revenue share for Users or token holders.

Wallet and Security Responsibility

It is the sole responsibility of the User to ensure the security and integrity of their digital wallet, including but not limited to the protection of their private keys and account credentials. The User is obligated to implement adequate security measures to prevent unauthorized access or breaches. INFLECTIV expressly disclaims any liability for any loss, theft, or unauthorized access to tokens, funds, or accounts resulting from security breaches, errors, or mismanagement of digital wallets by the User. The User acknowledges that they are solely responsible for any adverse consequences arising from their failure to secure their digital wallet or account information.

Tokenisation and Web3-related features, where offered, are optional and initiated solely at the user's discretion. Such features are provided for functional or experimental purposes only and do not constitute financial, investment, or legal advice. Any value attributed to tokens is speculative in nature and participation does not affect a user's access to datasets, services, or platform functionality unless explicitly stated.

Nothing in these Terms shall exclude or limit Inflectiv's liability to the extent such exclusion or limitation is prohibited under applicable law.

Where a User's available credits are exhausted, Inflectiv may restrict or suspend access to credit-based actions or services until credits are replenished or renewed. Subscription fees do not guarantee uninterrupted access where applicable usage limits or credit balances are exceeded.

DISCLAIMERS AND LIMITATIONS OF LIABILITY

No Warranty on Projects

INFLECTIV explicitly disclaims any and all representations or warranties, whether express or implied, with respect to the quality, legality, or viability of the Projects listed on the Platform. All Projects are made available to Users on an "as-is" basis, and Users engage with such Projects at their own risk. INFLECTIV further disclaims all implied warranties, including but not limited to those of merchantability, fitness for a particular purpose, and non-infringement. Users acknowledge that they are solely responsible for conducting any necessary due diligence before engaging with any Projects on the Platform.

Platform Downtime and Access

While INFLECTIV endeavours to provide continuous uptime and accessibility for its Platform, the Company does not warrant or guarantee uninterrupted access to the Platform at all times. INFLECTIV shall not be liable for any downtime, service interruptions, or loss of data resulting from factors outside its reasonable control, including but not limited to technical failures, network outages, or force majeure events. Users acknowledge and accept that access to the Platform may be temporarily unavailable and agree that INFLECTIV shall not be held liable for any consequences arising from such unavailability.

Liability Limitations

Under no circumstances shall INFLECTIV be liable to any User or any third party for any indirect, incidental, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from or related to the use of the Platform or the Services provided therein. The User agrees that INFLECTIV's total liability, if any, shall be limited to the maximum extent permitted by applicable law and shall not exceed any amounts paid by the User to INFLECTIV in connection with the Services that gave rise to the claim.

Waiver

YOU ACKNOWLEDGE AND AGREE THAT BY ENTERING THIS AGREEMENT:

EITHER OF US MAY WAIVE THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION;
TO THE EXTENT PERMISSIBLE BY LAW, ALL CLAIMS MUST BE BROUGHT IN A PARTY'S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS OR ENGAGE IN ANY CLASS ARBITRATION.

TERMINATION OF SERVICES

Termination by INFLECTIV

INFLECTIV reserves the right to terminate or suspend access to the Platform for any User, without prior notice, in the event of a violation of this Agreement, engagement in unlawful activities, or failure to comply with applicable laws and regulations. Such termination may result in the immediate revocation of the User's access to both current and future uses of the Platform and Services. The User acknowledges that INFLECTIV is not liable for any losses or damages resulting from such termination or suspension.

User Termination

A User may terminate this Agreement at any time by formally closing their account on the Platform. Upon termination, the User's rights to access and use the Platform and Services shall cease immediately. However, any obligations or liabilities incurred by the User prior to termination shall survive such termination and remain enforceable in accordance with the provisions of this Agreement.

Post-Termination Obligations

Notwithstanding the termination of this Agreement, certain provisions contained within these Terms shall survive and continue to be in effect. These provisions include, but are not limited to, those pertaining to liability, indemnification, intellectual property rights, and any other obligations that, by their nature, are intended to survive termination. The User acknowledges and agrees to remain bound by these surviving provisions even after the termination of the Agreement.

INTELLECTUAL PROPERTY RIGHTS

Ownership of Platform

All intellectual property rights associated with the Platform, including but not limited to its underlying technology, software, content, and any related services, are and shall remain the exclusive property of INFLECTIV. By accessing the Platform, you are granted a limited, non-exclusive, non-transferable license to utilize the Platform solely in accordance with these Terms. This license does not grant you any rights of ownership or any other rights to the intellectual property of INFLECTIV.

Prohibited Actions

You are strictly prohibited from copying, distributing, reverse-engineering, decompiling, or otherwise exploiting any part of the Platform or its software for any unauthorized purpose. Any violation of these intellectual property rights may result in INFLECTIV pursuing legal action against you, including, but not limited to, claims for damages and injunctive relief.

The creation, minting, acquisition, holding, transfer, or use of any dataset-related token shall not, in and of itself, confer upon any User or third party any right, title, interest, ownership, intellectual property right, license, or exclusive access right in or to the underlying dataset, its contents, metadata, derivatives, or any associated intellectual property, except to the extent expressly and unequivocally granted by the relevant dataset creator through the Platform in accordance with the applicable terms.

Dataset-related tokens are separate and distinct from the underlying datasets and do not constitute the dataset itself. Such tokens function solely as optional, blockchain-based representations or instruments and are governed exclusively by the applicable tokenisation parameters, technical protocols, and Platform rules. Any rights, permissions, or limitations associated with a dataset shall be determined solely by the terms specified by the dataset creator and the Platform and shall prevail in the event of any inconsistency with token-related attributes.

FINAL PROVISIONS

Amendments to Terms

INFLECTIV reserves the right to amend or modify these Terms at any time and at its sole discretion. Users will be duly notified of any material changes to the Terms, and your continued use of the Platform following such modifications constitutes your acceptance of the revised Terms. It is your responsibility to review the Terms periodically for updates.

Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of the Cayman Islands, without regard to its conflict of law principles. Any disputes arising out of or in connection with this Agreement shall be resolved through binding arbitration conducted in the British Virgin Islands, pursuant to the applicable arbitration laws. The parties agree that arbitration shall be the exclusive remedy for any disputes arising from this Agreement.

Severability

In the event that any provision of this Agreement is found to be unenforceable or invalid by a court of competent jurisdiction, the remaining provisions of the Agreement shall continue in full force and effect. The invalidity of any provision shall not affect the validity of the other provisions, which shall remain enforceable to the fullest extent permitted by law.

Account Registration and Use

Prior to gaining access to certain Services on the INFLECTIV Platform, INFLECTIV will require you to set up a User ID and password (the "Password(s)") as set forth in the account registration procedures posted on the INFLECTIV Platform. Your User ID must be a name you have the right to use. You agree to comply with the procedures specified by INFLECTIV from time to time regarding obtaining and updating Passwords for your User ID. You agree to assume sole responsibility for the security of Passwords issued to you. Passwords are subject to cancellation or suspension by INFLECTIV at any time, including upon the misuse of any and the re-issuance or reactivation of Passwords. You agree to ensure that you will use your best efforts to prevent any Third-Party from obtaining your Passwords, and you shall inform INFLECTIV immediately in writing of any actual or potential unauthorized access to a Password or to the INFLECTIV Platform and/or Services.

In order to make investment commitments, you will be required to have a valid payment method associated with your account. If you have multiple payment methods associated with your account, you will be required to select the payment method you would like to use for each investment commitment made through your account. You are responsible for all charges to the payment method you select when making an investment commitment and disclaim all rights to seek reimbursement for overdraft fees or any other charges you may incur by changing your payment method after an investment commitment has been made.

Third-party Content

Third-parties may provide certain information and content to INFLECTIV ("Third-Party Content"). The Third-Party Content is, in each case, the copyrighted work of the creator/licensor, and may be subject to terms of use and/or privacy policies of such third-parties. Please contact the appropriate Third-Party for further information regarding such terms.

The INFLECTIV Platform may provide links to other websites or resources over which INFLECTIV does not have control ("External Websites"). Such links do not constitute an endorsement by INFLECTIV of those External Websites. You acknowledge that INFLECTIV is providing these links to you only as a convenience, and further agree that INFLECTIV is not responsible for the content of such External Websites. If you decide to leave INFLECTIV and access the External Websites or to use or install any External Website applications, software or content, you do so at your own risk and you should be aware that INFLECTIV's terms and policies no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any INFLECTIV Platform to which you navigate from INFLECTIV or relating to any applications you use or install from the INFLECTIV Platform. Your use of External Websites is subject to the terms of use and privacy policies located on the linked to External Websites.

Privacy Policy

Please refer to our privacy policy at Privacy Policy

No Third-Party Beneficiaries

This agreement is between you and INFLECTIV. No User has any rights to force INFLECTIV to enforce any rights it may have against any you or any other user, except to the extent that Issuers may enforce their own intellectual property rights related to Content offered through the Services.

Government Use

If You are a part of an agency, department, or other entity authorized by the United States Government ("Government"), the use, duplication, reproduction, release, modification, disclosure or transfer of the any of our products or Services is restricted in accordance with the Federal Acquisition Regulations as applied to civilian agencies and the Defence Federal Acquisition Regulation Supplement as applied to military agencies. The Services and any related software are "commercial item," "commercial computer software" and "commercial computer software documentation". In accordance with such provisions, any use of the Services by the Government shall be governed solely by these Terms.

Indemnification

You agree to defend, indemnify and hold harmless INFLECTIV and its affiliates, representatives, partners, agents and employees from and against any and all liabilities, claims, costs and expenses, including attorneys' fees, that arise out of or in connection with your use of the INFLECTIV Platform and/or the Services or breach of these Terms.

Disclaimer of Warranty

YOU ACKNOWLEDGE AND AGREE THAT THE INFLECTIV PLATFORM AND/OR THE SERVICES ARE BEING PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AND MAY INCLUDE CERTAIN ERRORS, OMISSIONS, OUTDATED INFORMATION WHICH MAY AFFECT THE QUALITY OF THE CONTENT. YOU ACKNOWLEDGE THAT THE CONTENT HAVE NOT BEEN INDEPENDENTLY VERIFIED OR AUTHENTICATED IN WHOLE OR IN PART BY INFLECTIV, AND AGREE THAT INFLECTIV DOES NOT WARRANT THE ACCURACY OR TIMELINESS OF THE CONTENT AND FURTHER AGREE THAT INFLECTIV HAS NO LIABILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT, WHETHER PROVIDED BY INFLECTIV OR ITS LICENSORS. INFLECTIV MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE INFLECTIV PLATFORM'S UP TIME NOR THE USABILITY OR ACCESSIBILITY OF THE INFLECTIV PLATFORM BY USERS, INVESTORS, ISSUERS OR VISITORS OF THE INFLECTIV PLATFORM. INFLECTIV, FOR ITSELF AND EACH OF ITS LICENSORS, MAKES NO REPRESENTATIONS, WARRANTIES, OR GUARANTEES AS TO THE QUALITY, SUITABILITY, TRUTH, ACCURACY OR COMPLETENESS OF ANY INFORMATION OR MATERIAL CONTAINED ON THE INFLECTIV PLATFORM AND/OR THE SERVICES, INCLUDING WITHOUT LIMITATION THE CONTENT AND ANY THIRD-PARTY CONTENT. UNLESS OTHERWISE EXPLICITLY STATED, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE INFLECTIV PLATFORM AND/OR THE SERVICES AND ANY INFORMATION OR MATERIAL CONTAINED ON THE INFLECTIV PLATFORM IS PROVIDED TO YOU ON AN "AS IS" BASIS AND IS FOR PERSONAL USE OR INTERNAL BUSINESS USE ONLY. ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, ARE HEREBY DISCLAIMED. INFLECTIV PROVIDES THE SERVICES "AS-IS" WITHOUT ANY WARRANTY OF ANY KIND. WE MAKE NO REPRESENTATION THAT THE CONTENT ON THE INFLECTIV PLATFORM CONFORM TO YOUR LOCAL LAWS, AND IF YOU ARE ACCESSING THE INFLECTIV PLATFORM FROM A LOCATION OUTSIDE THE UNITED STATES, YOU ALONE ARE RESPONSIBLE FOR COMPLIANCE WITH YOUR LOCAL LAWS. WE HEREBY DISCLAIM ANY AND ALL WARRANTIES, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU, TO THE EXTENT THAT APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES.

Limitation of Liability

IN THE CASE OF NEGLIGENCE, NEITHER INFLECTIV, NOR ANY OF ITS AFFILIATES, NOR ANY PARTNERS, DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS, THIRD-PARTY PROVIDERS, OR CONTENT PROVIDERS OF THE FOREGOING SHALL BE LIABLE TO YOU OR ANY THIRD-PARTY FOR ANY FORM OF DAMAGES (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES) ARISING OUT OF OR RELATED TO THE USE OR ATTEMPTED USE OF THE INFLECTIV PLATFORM OR THE SERVICES, INCLUDING BUT NOT LIMITED TO, TECHNICAL ERRORS, ACCIDENTAL ERRORS, YOUR INABILITY TO ACCESS THE INFLECTIV PLATFORM, THE RESULTS OF YOUR USE OF THE INFLECTIV PLATFORM AND/OR THE SERVICES, OR ANY EXTERNAL WEBSITES LINKED TO THE INFLECTIV PLATFORM, OR THE CONTENT ON THE INFLECTIV PLATFORM, HOWEVER ARISING, WHETHER FOR BREACH OR IN TORT, EVEN IF INFLECTIV WAS INFORMED OF THE POSSIBILITY OF SUCH DAMAGES. IN THE EVENT INFLECTIV OR ANY OF ITS PARTNERS, AGENTS, THIRD-PARTY PROVIDERS OR CONTENT PROVIDERS ARE FOUND TO BE GROSSLY NEGLIGENT OR WILLFUL IN THEIR MISCONDUCT, BY AN ARBITRATOR AUTHORIZED TO ACT BY THESE TERMS, DAMAGES WILL BE LIMITED TO (i) THE VALUE OF YOUR INVESTMENT FOR INVESTORS, (ii) $0.01 FOR USERS, OR (iii) THE TOTAL AMOUNT OF REMUNERATION RECEIVED BY INFLECTIV'S FOR EACH ISSUERS' RELEVANT OFFERING WITH RESPECT TO EACH ISSUER.

E-Signature (E-Sign), E-Delivery and Uniform Electronic Transactions Act (UETA) Disclosure

YOU AGREE YOUR ELECTRONIC SIGNATURE IS THE LEGAL EQUIVALENT OF YOUR MANUAL/HANDWRITTEN SIGNATURE. BY SELECTING "I ACCEPT" USING ANY DEVICE, MEANS OR ACTION, YOU CONSENT TO THE LEGALLY BINDING TERMS AND CONDITIONS OF THE RELEVANT AGREEMENT. YOU ALSO AGREE THAT NO CERTIFICATION AUTHORITY OR OTHER THIRD-PARTY VERIFICATION IS NECESSARY TO VALIDATE YOUR E-SIGNATURE, AND THAT THE LACK OF SUCH CERTIFICATION OR THIRD-PARTY VERIFICATION WILL NOT IN ANY WAY AFFECT THE ENFORCEABILITY OF YOUR E-SIGNATURE OR THE RELEVANT AGREEMENT. YOU HAVE THE RIGHT TO WITHDRAW YOUR CONSENT AT ANY TIME. TO WITHDRAW CONSENT, YOU MAY SEND A WRITTEN REQUEST BY E-MAIL. IF CONSENT IS WITHDRAWN, INFLECTIV RESERVES THE RIGHT TO DISCONTINUE YOUR ACCESS TO THE INFLECTIV PLATFORM, TERMINATE ANY AND ALL AGREEMENTS WITH YOU OR OTHER PARTIES HOSTED ON THE INFLECTIV PLATFORM, AND/OR CHARGE YOU ADDITIONAL FEES FOR PAPER COPIES. IF, AFTER YOU CONSENT TO PROVIDE YOUR SIGNATURE ELECTRONICALLY, AND YOU WOULD LIKE A PAPER COPY OF AN ELECTRONIC SIGNATURE, YOU MAY REQUEST A COPY WITHIN ONE HUNDRED EIGHTY (180) DAYS OF THE ELECTRONIC SIGNATURE BY CONTACTING INFLECTIV AS DESCRIBED ABOVE. INFLECTIV WILL SEND YOUR PAPER COPY TO YOU BY U.S. MAIL. IN ORDER FOR INFLECTIV TO SEND PAPER COPIES TO YOU, YOU MUST HAVE A CURRENT STREET ADDRESS ON FILE WITH INFLECTIV AS YOUR PRIMARY MAILING ADDRESS. IF YOU REQUEST PAPER COPIES, YOU UNDERSTAND AND AGREE THAT INFLECTIV MAY CHARGE YOU A PAPER COMMUNICATIONS FEE FOR EACH COMMUNICATION AT THE CURRENT RATE DETERMINED BY THE COMPANY.

Consent to Electronic Delivery

AS A USER OF THE INFLECTIV PLATFORM, YOU SPECIFICALLY AGREE TO RECEIVE, OBTAIN, AND/OR SUBMIT ANY AND ALL DOCUMENTS AND INFORMATION ELECTRONICALLY. THESE DOCUMENTS AND INFORMATION WILL BE COLLECTIVELY KNOWN AS "ELECTRONIC COMMUNICATIONS," AND WILL INCLUDE, BUT NOT BE LIMITED TO, ANY AND ALL CURRENT AND FUTURE REQUIRED NOTICES AND/OR DISCLOSURES, AND ALL RELEVANT AGREEMENTS RELATING TO YOUR ACTIVITIES ON THE INFLECTIV PLATFORM. YOU ACCEPT ELECTRONIC COMMUNICATIONS PROVIDED VIA EMAIL AS REASONABLE AND PROPER NOTICE FOR THE PURPOSE OF FULFILLING ANY AND ALL RULES AND REGULATIONS AND AGREE THAT SUCH ELECTRONIC COMMUNICATIONS FULLY SATISFY ANY REQUIREMENT THAT COMMUNICATIONS BE PROVIDED TO YOU IN WRITING OR IN A FORM THAT YOU MAY KEEP. AS A USER OF THE INFLECTIV PLATFORM, YOU ARE RESPONSIBLE FOR KEEPING YOUR PRIMARY EMAIL ADDRESS ON FILE WITH INFLECTIV UP TO DATE, SO THAT INFLECTIV CAN COMMUNICATE WITH YOU ELECTRONICALLY. YOU UNDERSTAND AND AGREE THAT IF INFLECTIV SENDS YOU AN ELECTRONIC COMMUNICATION, BUT YOU DO NOT RECEIVE IT BECAUSE YOUR PRIMARY EMAIL ADDRESS ON FILE IS INCORRECT, OUT OF DATE, BLOCKED BY YOUR INTERNET SERVICE PROVIDER, OR YOU ARE OTHERWISE UNABLE TO RECEIVE ELECTRONIC COMMUNICATIONS, INFLECTIV STILL WILL BE DEEMED TO HAVE PROVIDED THE COMMUNICATION TO YOU.